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Single Premium Life Insurance – Pros and Cons

Single Premium Whole Life Insurance (SPLI) Explained Most of the time, when we purchase life insurance, we agree to make monthly, quarterly, or yearly payments. There are some whole life policies which can be paid off, usually over a period of 7 years or more. But another way of purchasing coverage has begun to get more attention lately. This simply

Owner Operator Insurance – Non-Trucking, Bobtail & Unladen Liability Definitions and Impact

As in any business model, Motor Carriers (MC) utilizing Owner Operators (OO) enjoy certain benefits while also assuming additional risks. One such risk is the potential “uninsured” exposure of the OO while not in a “business use” capacity for the Motor Carrier. The MC’s Trucking or Commercial Auto Liability (AL) insurance policy provides coverage for the motor carriers’ owned units

Florida FR44 Insurance Filing Without a Car

Whether you received a DUI driving a car or motorcycle, operating a boat or jet ski, or some other vehicle, the requirements to reinstate your license are going to include proof of liability insurance. Even if a DUI was received while riding your bicycle, or as a passenger in a car, which really does happen, the consequences are still the

Fire Insurance Under Indian Insurance Law

A contract of Insurance comes into being when a person seeking insurance protection enters into a contract with the insurer to indemnify him against loss of property by or incidental to fire and or lightening, explosion, etc. This is primarily a contract and hence as is governed by the general law of contract. However, it has certain special features as

Excuses to Not Have Insurance

Have you ever wondered what goes through the minds of individuals who have a car but no car insurance? Do you ever let someone else drive your car? Have you ever wondered while driving if the person next to you has car Insurance? I think about it all the time. The truth is that there’s no real way to ever

The Making of a Multi-Million Dollar Insurance Salesperson

Every sales person or sales agent fantasizes about becoming a millionaire. This is how one individual became a Multi Million Dollar Insurance Salesperson. Over half the insurance agents recruited earn less than $50,000 before making a quick exist. So how do you make a million dollars, an then more? Especially when your career involves selling insurance? For me it was

Know the Benefits of Hiring a Business Insurance Broker

Insuring your business is very essential, especially when your business involves lots and lots of risk factors. These policies not only cover you from such hindrances but also gifts you a peaceful life. Whatever be the size of your business, policy coverage is highly essential. There are several professionals in the market, who can help you choose the best policy

More Than Terrorism Insurance: Child Talk

For those that smugly thought terrorism was something remote, realty has unfortunately proven otherwise. For the longest time, it was a genuine need to procure international travel insurance for business employees as well as tourists and volunteers traveling overseas so that coverage would be provided against the modern evils. Today, terror rears its ugly head not only in the troubled

Dental Plans Vs Dental Insurance

Dental plans are rising in popularity due to the rising cost of insurance, but there are many people that are not quite sure what the differences between plans and insurance really are. They both seem so similar that it can be hard to tell which is the right one for each individual. There are a couple of key differences that

Is My Insurance Company Trying to Cheat Me?

Let’s be honest, anyone who has had an insurance claim has had this or a similar thought run through their head. For many years insurance companies have done things to earn a bad rep. I’ve been in the insurance restoration industry for the last 10 years, and during this time I can honestly say that I have rarely met an